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Real Estate Investment Blog | Westcliff Asset Management
Sustainable Investing – Episode 8
Addy Saeed and Kaz Jaffer from Smart Real Estate discuss the growing importance of sustainable investing in the real estate industry. They highlight how environmental responsibility is shaping real estate through green buildings, energy-efficient systems, and sustainable practices. These elements not only benefit the environment but also enhance investment returns by reducing operating costs. Governments offer tax incentives and grants for green initiatives, attracting eco-conscious tenants and buyers willing to pay a premium. They provide an example of a sustainable multifamily complex that lowers utility costs and offers competitive rents, benefiting both the environment and investors. Viewers are encouraged to learn more via the podcast or contact them for personalized advice.
We hope you’ve learned something valuable in this episode. Subscribe to our podcast for more expert advice and visit westcliffam.com for more information.
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Tax Strategies for Real Estate Investors – Episode 7
In this episode of Smart Real Estate with Westcliff, hosts Kaz Jaffer and Addy Saeed discuss tax strategies for real estate investors to preserve wealth and maximize returns. Key strategies include leveraging depreciation, using tax deferral exchanges like the 1031 exchange, and claiming deductions for mortgage interest, property management fees, and repairs. They highlight the importance of meticulous record-keeping and working with tax professionals. The episode emphasizes that effective tax planning is vital for long-term growth in real estate investing. Listeners are invited to subscribe to their podcast and seek personalized advice from experts.
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Webinar – Thrive in ’25 – Alternative Investments
Alternative investments can be a significant asset in diversifying and enriching your portfolio. The “Thrive in ’25” webinar series, featuring industry experts Addy Saeed and Kaz Jaffer, delves into innovative strategies for passive investing using equity and debt strategies. This blog post summarizes the key insights from the first webinar in the series.
Introduction to Alternative Investments
Welcoming all attendees, Addy Saeed, a registered dealing representative with Waverley Corporate Finance, introduces the concept of alternative investments. He outlines the agenda, which includes a comprehensive guide to equity and debt strategies, an exploration of investment opportunities, and guides on utilizing digital tools for engaging with the presenters during the webinar.
Key Benefits of Passive vs. Active Investing
Addy outlines two primary investment methods: active and passive investing. While active investing involves direct ownership and management of assets like real estate, passive investing is defined by its minimal initial capital requirement, absence of debt involvement, professional management, and diversification across multiple assets. This method leverages non-traditional investment options beyond stocks and bonds, thus offering robust diversification.
Advantages of Real Estate and Private Equity
Don McDonald from Waverley Corporate Finance explains why Canadians heavily invest in public equities and bonds, pointing out the control exerted by banks and life companies. He shares insights into why the “smart money” is often directed towards private equities and real estate for better risk-adjusted returns, better capital protection, and comparatively low volatility.
Exploring Real Estate Investing
Kaz Jaffer picks up the baton to describe why additional scrutiny is required when dealing with alternative investments as compared to public equities. Private alternative investments tend to capitalize on the tangible appreciation of assets rather than sentiment-driven market trends. Investors must also consider factors like project-specific risks and capital accessibility.
Equity vs. Debt Investment Strategies
Kaz further emphasizes understanding equity and debt strategies, underscoring the necessity for investors to ascertain their position within the capital structure—whether reaping the rewards through profit sharing in equity or through interest payments in debt.
Ensuring Compliance and Customer Knowledge
The webinar underscores the importance of compliance through Know Your Customer (KYC) and Know Your Product (KYP) processes, fit to ascertain suitable selections tailored to individual client profiles. Addy and Kaz, as regulated dealing representatives, are required to adhere to the strictest compliance practices to protect the public interest.
Investment Opportunities Presented
Four investment opportunities discussed in the webinar include:
Centurion Asset Management: A household name targeting 7-12% annual returns by investing in 158 properties across Canada.
Durum Industrial REIT: Offers exposure to industrial real estate, growing significantly due to the e-commerce boom with a target return of 8-12%.
Ginkgo MIC: A mortgage investment corporation providing annual returns in the vicinity of 9%, leveraging a diversified loan portfolio.
North America Home Finance: Provides a development opportunity in Langford, BC, with expected returns of 55% over approximately 36 months.
Final Thoughts
This introductory session in the Thrive in ’25 series illustrates the advantages of alternative investing and highlights the importance of due diligence, legal compliance, and strategic diversification. Engaging with experts and seeking personalized advice are crucial steps in navigating the world of alternative investments.
Websites Mentioned
Legal Considerations in Real Estate – Episode 6
In this episode of Smart Real Estate with Westcliff, hosts Addy Saeed and Kaz Jaffer discuss essential legal considerations in real estate investments. Key topics include understanding zoning regulations, ensuring detailed and enforceable contracts, and complying with landlord-tenant laws. The importance of due diligence and legal guidance is highlighted by an example where ignoring zoning laws led to financial losses. The hosts emphasize that proactive legal compliance ensures smoother transactions and protects investments, while also reminding viewers to seek personalized advice from qualified professionals.
We hope you’ve learned something valuable in this episode. Subscribe to our podcast for more expert advice and visit westcliffam.com for more information.
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The Future of Real Estate Investments – Episode 5
In this episode of Smart Real Estate with Westcliff, hosts Kaz Jaffer and Addy Saeed discuss future trends in real estate investments. They highlight the impact of emerging technologies like blockchain and AI, which are improving transaction transparency and efficiency. Additionally, the episode emphasizes the growing focus on sustainability, exemplified by eco-friendly developments and green buildings. The hosts encourage listeners to stay ahead of these trends for long-term success and promote Westcliff’s services in capital raising, strategic investing, and effective property management.
We hope you’ve learned something valuable in this episode. Subscribe to our podcast for more expert advice and visit westcliffam.com for more information.
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Market Analysis Techniques – Episode 4
In this episode of Smart Real Estate with Westcliff, hosts Addy Saeed and Kaz Jaffer discuss essential market analysis techniques for real estate investors. They cover tools and strategies for analyzing local markets, including demographic studies and rental data, and emphasize the importance of understanding supply, demand, and market cycles. An example is provided of an investor capitalizing on a city’s expanding public transit network to increase property values and rental income. Listeners are encouraged to subscribe to the podcast for more insights and visit Westcliff’s website for information on their services.
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Westcliff Corporate Finance Announces Strategic Partnership with Waverley Corporate Financial Services
Toronto, Ontario
Westcliff Corporate Finance (“Westcliff”), a Waverley Corporate Financial Services Ltd. (Waverley Financial) division, proudly announces that Addy Saeed and Kaz Jaffer are registered as Dealing Representatives with the Ontario Securities Commission (OSC). With this registration, Westcliff Corporate Finance can offer exclusive private real estate investment opportunities under regulatory compliance standards through our new strategic partnership with Waverley Financial Services.
To qualify for the Dealing Representative license under Waverley Financial, partners Addy Saeed and Kaz Jaffer have fulfilled several crucial criteria in compliance with the Ontario Securities Commission (OSC) and National Instrument 31-103 for Exempt Market Dealers (EMDs). Addy and Kaz have completed all the courses per OSC requirements, such as the Exempt Market Proficiency (EMP) course and required training.
Addy Saeed, Partner – Operations at Westcliff Asset Management, commented, “Through our partnership with Waverley, we see a tremendous opportunity to bring unique real estate private capital opportunities to the market.”
Kaz Jaffer, Partner – Finance at Westcliff Asset Management, added, “Our team performed a thorough vetting process over the past year, ensuring we were partnering with a seasoned team to support our clients. The team at Waverley stood out with its track record and passion for mid-market real estate issuers. We are thrilled to embark on this next growth stage for Westcliff.”
Westcliff is pleased to work with Waverley Financial Services, a trusted platform for private capital markets in Canada. Through this strategic partnership, Waverley combines a seasoned track record of investment dealer compliance with Westcliff’s deep real estate investment expertise.
Waverley’s CEO, Don McDonald, commented, “We see our relationship with Westcliff Corporate Finance as an opportunity to support the growth of mid-market real estate issuers and provide investors access to unique opportunities. The strong real estate investment background of the Westcliff team allows our issuers to tailor competitive offerings while providing investors with compelling private capital opportunities. We look forward to the path ahead!”
About Westcliff
Found in 2023 by Addy Saeed and Kaz Jaffer, Westcliff has pioneered the Learn, Invest, and Manage approach to mid-market real estate investing in Canada.
Our services include:
- Learn – Through our Westcliff Investor Network (WIN) community, members can access exclusive real estate investment education and content. The community is accessible at https://win.westcliffam.com
- Invest – Westcliff Corporate Finance, through its strategic partnership with Waverley Finance, offers access to unique private real estate investment opportunities accessible via https://www.westcliffam.com/invest
- Manage – Strategic advisory and asset management support for mid-market real estate developers and investment funds seeking opportunities to source capital.
For more information, please visit our website at www.Westcliffam.com or subscribe to our podcast, Smart Real Estate with Westcliff, which is available on all major podcasting platforms and at www.westcliffam.com/listen
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About Waverley Corporate Financial Services
Waverley was founded to bridge the gaps and break down the barriers that exist in the efficient flow of private equity capital in Canada.
Waverley has built a national platform of Dealers with proven track records of success. This platform allows issuers to leverage institutional and high-net-worth relationships across the country, not only in their local markets. We offer our dealers the opportunity to leverage the platform to increase the distribution potential for any new financing, which will facilitate quicker closings, exposure to more potential investors, and potentially higher valuations.
We provide our dealers with a platform consisting of best practice compliance, due diligence, communication, and technology, allowing them to spend more time adding value to our clients.
Waverley is licensed as an Exempt Market Dealer pursuant to National Instrument 31-103 in the provinces of BC, AB, SK, MB, ON & QC. For more information about Waverley, please visit our website at www.waverleycf.com
Advanced Financing Techniques – Episode 3
In this episode of Smart Real Estate with Westcliff, Kaz Jaffer and co-host Addy Saeed explore advanced financing techniques for real estate investors. They discuss creative financing options such as seller financing, bridge loans, and equity partnerships that can help fund larger deals and maximize returns. Seller financing allows buyers to pay in installments, while bridge loans offer short-term funding for quick transactions. Equity partnerships involve bringing in investors for shared ownership and financial burden reduction. A real-life example illustrates how these techniques can secure and enhance deals. The hosts encourage listeners to subscribe to their podcast and visit their website for more insights, while reminding them to seek personalized professional advice.
We hope you’ve learned something valuable in this episode. Subscribe to our podcast for more expert advice and visit westcliffam.com for more information.
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Structuring Real Estate Deals – Episode 2
Hosts Addy Saeed and Kaz Jaffer from Smart Real Estate with Westcliff discuss the art of structuring real estate deals to balance financing, ownership, and legal arrangements. They explain various deal structures such as joint ventures, partnerships, and syndications, and how they differ based on property type and investment strategies. The episode includes an example illustrating a joint venture where one partner provides capital and the other manages operations. They emphasize the importance of choosing the right structure to optimize returns and manage risks. Listeners are encouraged to visit Westcliff’s website for more information and are reminded to seek professional advice for their unique situations.
We hope you’ve learned something valuable in this episode. Subscribe to our podcast for more expert advice and visit westcliffam.com for more information.
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Choosing the Right Property – Episode 1
In the first episode of Series 3 of ‘Smart Real Estate with Westcliff,’ hosts Addy Saeed and Kaz Jaffer discuss essential factors in selecting the right property type for real estate investment. They explore the benefits and challenges of residential, commercial, and industrial properties, emphasizing the importance of aligning property choices with investment goals, experience level, and market conditions. The episode provides practical examples and strategies for investors to gradually expand their portfolios, along with a reminder to seek personalized advice before making investment decisions.
We hope you’ve learned something valuable in this episode. Subscribe to our podcast for more expert advice and visit westcliffam.com for more information.
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