Terms and Conditions

Effective Date: January 14, 2025

Welcome to www.westcliffam.com (the “Website”) and any of its subdomains or registered pages (collectively, the “Sites”). This Website is owned and operated by Westcliff Asset Management Inc. (“Westcliff”), which offers mid-market investors asset management, consultancy, and advisory services focusing on real estate. By accessing or using the Sites, including our podcasts, webinars, and related content (collectively, the “Services”), you agree to comply with these Terms and Conditions. Please read these Terms carefully before using our Services.

1. Acceptance of Terms
By accessing or using the Sites, you accept and agree to be bound by these Terms and our Privacy Policy. If you disagree, you must not use the Services.

2. Applicability
These Terms apply to all users of www.westcliffam.com and any subdomains or registered pages associated with the Website.

3. Use of Services
You may use the Services for lawful purposes only. You agree not to:

  • Violate any applicable laws or regulations.
  • Use the Services for fraudulent, misleading, or harmful purposes.
  • Distribute, reproduce, or exploit any content from the Services without prior written permission.

4. Disclaimer of Financial Advice
The content provided through the Website, podcasts, and webinars is for informational and educational purposes only and does not constitute financial, legal, or tax advice.

  • Investments discussed may involve risks, including loss of principal.
  • Past performance is not indicative of future results.
  • Always consult a licensed financial professional before making investment decisions.

5. Registration and Accounts
To access certain features, such as webinars or podcasts, you may need to create an account or register. By registering, you agree to:

  • Provide accurate and up-to-date information.
  • Maintain the confidentiality of your account credentials.
  • Notify us immediately of unauthorized use of your account.

6. Intellectual Property
All content on the Sites, including text, graphics, logos, videos, podcasts, webinars, and other materials, is the property of Westcliff or its licensors.

  • You may not reproduce, modify, or distribute any content without written permission.
  • You retain ownership of any content you upload or share through the Services but grant us a non-exclusive, royalty-free license to use it in connection with the Services.

7. Privacy
We are committed to protecting your privacy. Our collection and use of your information are governed by our Privacy Policy. By using the Services, you consent to our data practices.

8. Webinars and Podcasts
a. Webinars

  • Webinars are for informational purposes only and do not constitute an offer to sell or a solicitation to buy securities.
  • Access to webinar recordings may be limited to registered participants.

b. Podcasts

  • Podcasts are intended for general informational purposes and may include the opinions of the hosts or guests, which do not necessarily reflect the views of Westcliff.

9. Regulatory and Legal Disclosures

  • Westcliff Corporate Finance is a division of Waverley Corporate Finance, which is a registered Exempt Market Dealer in Ontario and regulated by the Ontario Securities Commission.
  • Addy Saeed and Kaz Jaffer are registered dealing representatives with Westcliff Corporate Finance.
  • Investment opportunities offered through Westcliff Corporate Finance may only be available to accredited investors or individuals meeting specific regulatory requirements.
  • The exempt market is subject to less regulatory oversight than public securities markets. Investors must carefully review all documentation provided, including the Offering Memorandum or subscription agreements, before investing.
  • It is the investor’s responsibility to ensure they meet the eligibility criteria for investing under applicable exemptions, such as the accredited investor exemption under National Instrument 45-106.
  • All investments involve risks, including the risk of loss of principal. Exempt market securities may have limited liquidity, higher risks, and are not guaranteed.
  • By proceeding with investments in the exempt market, you acknowledge your understanding of these risks.

10. Third-Party Links
The Sites may include links to third-party websites or services. We are not responsible for the content, privacy practices, or terms of those third-party websites.

11. Limitation of Liability
To the fullest extent permitted by law, Westcliff and its affiliates will not be liable for any direct, indirect, incidental, or consequential damages arising from your use of the Services.

12. Indemnification
You agree to indemnify and hold harmless Westcliff, its affiliates, officers, employees, and agents from any claims, damages, or liabilities arising from your use of the Services or violation of these Terms.

13. Governing Law and Dispute Resolution
These Terms are governed by the laws of Ontario, Canada.

  • Any disputes arising from the use of the Services shall be resolved through arbitration in Ontario, in accordance with the applicable arbitration rules.

14. Modifications to the Terms
We may update these Terms from time to time. Changes will be posted on this page, and your continued use of the Services constitutes acceptance of the revised Terms.

15. Contact Information
If you have questions about these Terms, please contact us at:
Mailing Address: 5865 McLaughlin Road, Suite 6A, Mississauga, ON L5R 1B8
Email Address: info@westcliffam.com

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